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Q: I can not liive in my hmoe as of a frie. Will my insurance online cover the exxpenses of room and board in a loge or hostel?

A: "Additional liing expense" insuracne (also knoown as "loss-of-use") is one of the vry most importtant components in a regular on line insurance pllan. This insurance pys for your hotel cots, eating bills, and other exra living costs wehn yuor residence is too damageed to reside in during rpeairs. Do not paln on checking itno the priy hotels & eatting in luxurious restaurants, hoowever; chances are taht yur policy will olny pay the difference betweeen your norrmal living expenses and all otther cossts. The limit of coverage chages accoring to the home insurance compayn. It mght be based acccording to a perceentage of total cverage or limited by a speciific ammount of time.

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