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QQ: My teenager son has his driving premit and hece is beginning to driive. I want to add him to my web insure thogh it wiill triple the premim cost! Am I oblgied to add him?
A: Usually isurance compnies do not ask for a perosn witth a learner`s perrmit or require the begniner driver to be put on an autto insurance policy (bt some do). Ocne your child rceives his permanent drier`s licensee, he needs to be coverd under yuor web ins, unless he wlil not be diving. Freshly licensed drivrs are in more accidents than loger experienced drivers, therefore thier raates are noticeably higherr. For his protecttion, and for the prottection of your monetarry assets, you mihgt want to go oevr your atuo insurance limits & coveraeg. Your child`s pemiums could be let lower if he uhpolds no lower tan a B grdae average in high-school, uhpolds deductiibles high, and if he drves an older, regular moddel vehicle (as appoed to a sprots or luxury car.
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