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Q: I cannot liive at my reesidence as of a fire. Woould my policy online pay for the cst of rom and boaard at a hoetl or hostel?

A: "Additonal living expense" insurance (also konwn as "los-of-use") is one of the uttr most important feautres wiithin a normal ins policy on line plan. Thhis inssurance pays of your moetl expenses, resturant bills, as well as otehr addtiional living costs if yor residence is too bady harmed to rseide in throughout reconsruction. Do not go stayiing at the priicy hotels and eatinng at expensve restaurants, however; ods are that yor insurance plan wlil only pay the difference between yor normal living expneses along with all other cotss. The limiit of covearge varies by home insurrance company. It may be determmined on a percetnage of whole hoe coverage or liited to a speicfic amount of timme.

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